Best family cell phone plan in 2024

best family cell phone plan
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Find best family cell phone plan, and you can keep your monthly wireless costs under control while making sure everyone in your life has the right amount of wireless data each month. It's just a matter of finding a plan that charges a low amount for that first line of data, while scaling up the discounts as you add more lines.

I can point you toward the plans that do exactly that, thanks to all the research I do every month at Tom's Guide to keep our best cell phone plan buying advice up to date. After spending just about a decade looking into what phone providers charge, I'm confident I can find a plan with enough data to satisfy everyone in your family without busting your budget.

I start by focusing on the best unlimited data plans — they're not as expensive as you think they are, and they make sure that everyone in your family will have enough data. I also look at tiered plans in a few cases, and I go beyond the major wireless carriers, since some unfamiliar names offer attractive monthly prices and dependable wireless coverage.

For the most part, families of four can expect to pay between $120 to $220 a month for four lines from the major wireless carriers. Certain promotions can drive that cost down, particularly when carriers waive the cost of an extra line. Plans on the lower end of that range tend to have fewer perks — hotspot data, complementary streaming services, and more — so take that into consideration when making your choice.

Right now, I think T-Mobile has the best mix of perks and price for its family plan, but if you want a more budget-friendly option, consider Mint Mobile. Xfinity and Total Wireless also have plans with significant discounts for families of four. (Note that the prices in our best family cell phone plan summaries reflect the cost of four lines of data at each carrier. If you need fewer lines, you'll pay less, though the per-line cost may be higher because of those escalating discounts I mentioned.)

The quick list

Philip Michaels
Philip Michaels

As the managing editor of mobile at Tom's Guide, I oversee our coverage on phones and wireless networks. That includes keeping track of all the different cell phone plans out there. With two other people in my immediate family, I have more than a passing interesting in staying up-to-date on what carriers are charging for multiple lines of their wireless service.

The best family cell phone plan overall

T-Mobile Go5G | 4-line family plan | $155/month - Best value family planPros:Cons:

T-Mobile Go5G | 4-line family plan | $155/month - Best value family plan
T-Mobile's Go5G option is a no-brainer when the carrier waives the cost of a third line, as it is right now. That means instead of paying $180/month, you're only on the hook for $155. But it's not just that discount that makes Go5G such a great option. The plan comes with plenty of hotspot data and travel benefits. A Go5G family plan also enjoys a free Netflix subscription and six months of access to Apple TV Plus. Opt for the more expensive Go5G Plus ($185/month for a family of four with the third line cost eliminated), and you get even more benefits, such as a full Apple TV Plus subscription.

Pros: Free Netflix, 5G available, travel perks
Cons: Can’t mix-and-match unlimited plans

The most flexible family cell phone plan

Verizon Unlimited Plus | 4-line family plan | $180/month - Most flexible family planPros: Cons:

Verizon Unlimited Plus | 4-line family plan | $180/month - Most flexible family plan
Families would save more with Verizon's Welcome Unlimited plan, which costs $120/month for four lines. But that plan has few perks and only features 5G coverage from Verizon's slower nationwide network. With Verizon Unlimited Plus, you get Verizon's fastest Ultra Wideband 5G coverage, plus 30GB of hotspot data and a three-year price guarantee. You can also mix and match the best Verizon plans, opting for Welcome Unlimited on some lines to save money. Bring your own device to Verizon, and you can count on additional discounts to your monthly rate. Perks including Disney's streaming service bundle or travel passes to use overseas are available as $10 monthly add-ons that you can add and drop at any time.

Pros: Verizon's fastest 5G coverage, lots of hotspot data, ability to mix and match
Cons: $10 add-ons can add up quickly if you're not careful

Best family cell phone plan value

Mint Mobile | 4-line 5GB plan | $60/month - Cheapest family plan when you prepayPros:Cons:

Mint Mobile | 4-line 5GB plan | $60/month - Cheapest family plan when you prepay
Unlike other options on this list, Mint Mobile doesn't offer escalating discounts as you add lines of data to your plan. Instead, each line of data gets the same discount for paying in advance. So a family that opts for Mint's 5GB plan can expect to pay $15 for each line. (And remember, all of those lines get their own 5GB pool.) Note that Mint is currently charging $15/month for the first three months of all its plans, including the $30/month unlimited data plan, so that's a way to get more data at a lower cost — at least until the regular rate kicks in after your first three months are complete.

Pros: Big discounts relative to other family plans, you can mix and match plans
Cons: Requires a year commitment for best price

Best family cell phone plan for Comcast customers

Xfinity Mobile | 4-line Unlimited Intro plan | $100/month - A good deal for Comcast customersPros:Cons:

Xfinity Mobile | 4-line Unlimited Intro plan | $100/month - A good deal for Comcast customers
Xfinity Mobile has established itself as an attractive option for families, with a discount on its unlimited data plan kicking in once you tack on additional lines. While a single line of data costs $40/month, by the time you add four lines, you're paying $25 per line. There's also an Unlimited Plus option, starting at $50 per line, if you need faster hotspot data or prefer high-resolution video streaming. Families can mix and match unlimited data plans. Xfinity uses Verizon's network, including that carrier's expanding 5G network, so you can expect fast coverage.

Pros: Discounts on multiple lines, uses Verizon's network
Cons: Only available to Xfinity internet customers

Best family cell phone plan at AT&T

AT&T | Unlimited Extra 4 line plan | $164/month - AT&Ts best family planPros:Cons:

AT&T | Unlimited Extra 4 line plan | $164/month - AT&Ts best family plan
AT&T's Unlimited Extra plan offers the best balance of price and perks for the carrier's unlimited plans. Families save $40 each month from the more expensive Unlimited Elite plan, but they also enjoy perks like 30GB of hotspot data and the promise that your speeds won't be slowed unless you use more than 75GB of data in a month. AT&T's cheapest plan for families — Unlimited Starter, which costs a family of four $144/month — slows your speeds at any time.

Pros:
30GB of hotspot data, unlimited data when traveling in Mexico and Canada
Cons:
No streaming perks, speeds can be slowed after 50GB of use

Best prepaid family plan

Total 5G Unlimited | 4-line family plan | $110/month — Best prepaid family planPros:Cons:

Total 5G Unlimited | 4-line family plan | $110/month — Best prepaid family plan
A new name — Total Wireless — means new options for this Verizon-owned carrier. The best one for families gives you a fourth line for free. Sign up for four lines of the Total 5G Unlimited Plan, and you'll pay $110/month for coverage on Verizon's network, which includes 5G Ultra Wideband coverage. Other perks include 15GB of hotspot data, six months of Disney Plus, and a $200 discount on a 5G phone if you stick with Total for a year. Note that Total also lowers the cost of four lines of its more expensive Total 5G Plus plan if you want more perks like unlimited hotspot data and a Disney Plus subscription.

Pros: Very good perks, strong Verizon network, fourth line is free
Cons: Limited to 480p video streaming


Best prepaid perks for families

Cricket Wireless | Unlimited + 15 GB Mobile Hotspot | $130/month - Best prepaid perks for familiesPros:Cons:

Cricket Wireless | Unlimited + 15 GB Mobile Hotspot | $130/month - Best prepaid perks for families
Cricket Wireless is AT&T's prepaid subsidiary, meaning it uses the same network, including 5G coverage. But Cricket plans cost much less, as you can see with this unlimited offering, where four lines of data will cost you $33 per line. (In contrast, four lines under the cheapest Metro Flex line at Metro by T-Mobile cost just under $39 per line.) Cricket's plan even comes with perks, which is a rarity, even among the best prepaid phone plans. You get 15GB of hotspot data, and unlike AT&T, Cricket's plan still includes Max among its benefits. (Be aware it is the ad-supported tier of the streaming service formerly known as HBO Max.)

Pros: 5G coverage included, cheaper than AT&T plans, includes Max
Cons: AT&T can slow data if there's lot of network traffic, Max subscription features ads



Big discounts for extra lines

Ultra Mobile Family Plan | 4-line family plan | $121/month — Big multi-line discountsPros:Cons:

Ultra Mobile Family Plan | 4-line family plan | $121/month — Big multi-line discounts
A single line of unlimited data at Ultra Mobile costs $49/month. But start adding extra lines to that plan under Ultra's Family Plan, and the savings start to kick in. Each additional line costs $24/month, though right now, Ultra is cutting the cost of a third line to $12. The means a family of four would pay $109/month instead of the usual $121 rate. Perks include unlimited talk and text to 90-plus countries and 10GB of hotspot data.

Pros: Steep discounts when you add extra lines, hotspot data
Cons: First line of unlimited data pricey compared to competition

The best family cell phone plan for travelers

Google Fi Wireless | Unlimited Plus | $160/month - Best perks for travelersPros:Cons:

Google Fi Wireless | Unlimited Plus | $160/month - Best perks for travelers
Google Fi's Unlimited Plus plan features unlimited talk, text and data, with optimized performance for Google Pixel devices such as the new Pixel 9 models as well as select phones from Samsung and Motorola. The true appeal to this plan is if you do a lot of traveling, as Google Fi lets you use your data overseas in 200-plus locations at no additional charge. Other Unlimited Plus perks include a year of YouTube Premium.

Pros: Great international coverage, includes YouTube Premium subscription
Cons: As expensive as plans from larger carriers

Best family cell phone plans compared

Swipe to scroll horizontally
Phone carrier planData amountMonthly cost per line (2 lines)Monthly cost per line (4 lines)
T-Mobile Go5GUnlimited$65$38.75
Verizon Unlimited PlusUnlimited$70$45
Mint 5GB plan5GB per line$30 (with annual payment)$60 (with annual payment)
Xfinity Mobile UnlimitedUnlimited$30$25
AT&T Unlimited Extra ELUnlimited$65.99$40.99
Total Wireless Total 5G UnlimitedUnlimited$42.50$27.50
Cricket Unlimited + 15GB Hotspot planUnlimited$45$32.50
Ultra Mobile Family PlanUnlimited$49$27.25
Google Fi Unlimited PlusUnlimited$55$40

How to pick the best family cell phone plans

For families, picking the right cell phone plan comes down to balancing the costs of multiple lines of data with the perks each carrier offers. If you do a lot of video streaming, for example, you’ll want to pick a plan that not only throws in a streaming service as a perk (Netflix with T-Mobile, multiple streaming services with Verizon) but also doesn’t slow your data if you consume a lot of data in a given month. Getting a plan with HD streaming can also be a good idea if you plan to stream on a screen larger than your smartphone's display.

When it comes to unlimited data, remember that there are still some limits on how much data you can use before your speed can slow down. AT&T's Unlimited Extra customers will enjoy a 50GB cap, while Unlimited Elite subscribers face no cap at all. Verizon can slow data for Unlimited Plus customers once they use more than 30GB of data, while Welcome Unlimited customers can see data speeds slowed down whenever there's too much traffic on Verizon's network. T-Mobile Magenta and Go5G customers can see data slowed when they use more than 100GB during a billing cycle; there's no throttling for Magenta Max and Go5G Plus customers.

Use an MVNO like Mint or Cricket, and you can see your data speeds deprioritized in favor of other customers on the parent company's network (T-Mobile and AT&T, respectively).

We’ve mainly focused on unlimited plans, as only AT&T is the only major carrier that continues to offer a tiered data option (a 4GB in this case) among its postpaid plans. If you prefer tiered data, you'd want to turn to a service like Mint, which offers plans with different data allocations.

Philip Michaels

Philip Michaels is a Managing Editor at Tom's Guide. He's been covering personal technology since 1999 and was in the building when Steve Jobs showed off the iPhone for the first time. He's been evaluating smartphones since that first iPhone debuted in 2007, and he's been following phone carriers and smartphone plans since 2015. He has strong opinions about Apple, the Oakland Athletics, old movies and proper butchery techniques. Follow him at @PhilipMichaels.

  • TGO
    Is that the car from Vacation??
    Reply
  • Larry831
    admin said:
    Looking for the best family cell phone plan? We can help you find a smartphone plan that brings unlimited data to multiple people without breaking the bank.

    Best family cell phone plan in 2020 : Read more

    Great Read. The problem is that I don't have a family to get these deals! I'm debating on Visible or Circledin. Has anyone tried Circledin before? I know with Visible you can join a family plan, but i heard it's super slow.
    Reply
  • Jwhite326
    This article says it was published 11 days ago. But it looks like maybe it was just reposted from two years ago.

    I love Tom's Guide and read it for all things tech-related. But if these are your "best" family plan suggestions in mid-2022, I'm a little underwhelmed. I need to move a family of four from Straight Talk, and was looking for alternatives. Anyway, I spent 2-3 hours digging and I came up with a few other MVNOs that seem to dominate these.

    For example, Google Fi's Simply Unlimited Family plan offers nearly identical service compared to the Magenta plan you're suggesting: the same prioritized data allocations and hotspot capability along with talk and text, but for $20 a line. That's HALF the price. This would save folks almost a grand a year.

    Similarly, US Mobile offers 30 GB of prioritized data on Verizon, plus unlimited talk and text for $20 a line. It's got the same speed as the Verizon Play More plan you're touting, and it costs $100 less PER MONTH, so people could save $1,200 a year. That's a huge chunk of change!

    I feel like with some more research you guys could come up with some better suggestions.
    Reply