Stream TV and kill cable — 7 essential cord cutting tips

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Cord cutting? Here's the math you need to know

Cord cutting in 7 easy steps: Leave cable TV behind
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Trying to start cord cutting and leave cable TV in the rear view mirror? The good news is that it's very possible. Or at least it should be, if your household's list of channels can be matched with one of the best streaming services around.

Because of how much I dislike the cable TV served by Spectrum in New York City, I've done the work to try and cut the cord recently, and the below shows all of the steps and math I did to figure out that I would save more than $90 per month (depending on how much my internet would go up) if I could cut the cord today.

With a pen and paper, or the calculator app on your phone, plus your most recent bill and the phone number for your cable provider, you'll be on your way to getting rid of cable. And you'll probably save a lot of money too.

1. Itemize your cable bill — and try and keep calm

When you pull out the monthly cable bill, you may be shocked to see how all the fees add up. Looking at our bill, I saw we're not just spending $73.99 per month on the Spectrum Select package

We also spend $16.45 per month for broadcast networks, such as ABC, CBS, FOX and NBC. You might be paying for that cable box too: Spectrum charges $7.99 per receiver per month for each of its slow, underpowered eyesores. Then there’s premium channels, such as HBO, which costs $15, whether you’re paying for it as part of your cable package or for the streaming service.

You may also be paying separately for DVR, as Spectrum charges $19.99 per month for the right to record TV. This is terribly overpriced: YouTube TV has an unlimited DVR that's free, Fubo TV gives you 250 hours for no additional charge and Sling TV and Hulu include 50 hours of DVR for free (charging $5 and $15, respectively, for a 200-hour cap).

Then, we've got $8.71 in taxes, fees and charges. So, with our two receivers, and DVR, that all totals to $53.16 per month of fees. Stack that on top of our regular bill and it all adds up to $127.15.

2. Make a list of the channels you need

A crucial step towards figuring out what streaming service is right for you is collecting a list of the TV channels you and your roommates or family members watch. This can be one of the most annoying parts of the whole ordeal, as it forces all of your household to contribute.

Cord cutting in 7 steps

(Image credit: Tom's Guide)

My necessary channels are Cartoon Network, Comedy Central, Food Network, FX, TNT and USA — which are available through multiple streaming devices. But because of my roommates' list of demands —BBC World News, DIY, MSNBC, Nat Geo Wild, PBS and YES —we're in trouble.

3. Local channels and cable news replacements

Do you like watching the local news and weather? One of the best TV antennas can pull those channels out of the sky and into your TV.

Some streaming services can also provide your local stations. Our guide to YouTube TV channels and Sling Orange vs Blue will help you see if one of those services has what you need. But also check out Hulu and Fubo's listings. If you think you want Sling, but are annoyed by its lack of local CBS affiliates, you can still get them in one of two ways., and Paramount Plus (starting at $4.99) also has 200 local CBS affiliates, so you can find your local network.

If cable news matters, here's a breakdown of who's got the popular news networks:

  • CNN: Hulu with Live TV, Sling Blue, Sling Orange, YouTube TV
  • FOX News Channel: Fubo TV, Hulu with Live TV, Sling Blue, YouTube TV
  • MSNBC: Fubo TV, Hulu with Live TV, Sling Blue, YouTube TV
  • Bloomberg: Sling Blue, Sling Orange, Hulu with Live TV
  • CNBC: Fubo TV, Hulu with Live TV, YouTube TV
  • Fox Business: Fubo TV, Hulu with Live TV, YouTube TV
  • BBC World News: FuboTV, YouTube TV

Also, consider the add-ons for each service. You may be paying for HBO through your cable provider, and so this may be the time to get HBO Max directly (it's the same $15 either way). Sling offers a ton of customization options if its entry-level price doesn't pack all the channels you need.

4. Figure out how to follow your favorite teams

One of the biggest obstacles for cord-cutters is live sports, so if you like watching your local teams, then you’ll have to factor that in.

If you watch a lot of sports, you may want to go for Fubo, but its lack of TNT is a big dud for NBA fans. Sling Orange + Blue is $50 per month ($15 less than Hulu with Live TV, Fubo and YouTube TV), and has ESPN, ESPN 2 and ESPN 3 plus local NBC and Fox affiliates. FuboTV is a favorite for fans of international sports, thanks to its selection of the beIN channels.

MLB.tv

(Image credit: MLB)

As for my search for the right live TV streaming service: I found that Sling Blue and YouTube TV had everything that I needed, but that's not enough for this household. I learned that only AT&T TV, which we at Tom's Guide do not recommend, has YES (the network that carries Yankees, Nets, and Liberty games). And only the $95 per month AT&T TV Ultimate package has all the channels that my roommates need.

If the streaming service of your choice has your favorite regional sports networks (or just your local affiliates for NFL fans) you can watch their out-of-market games with a secondary add-on service.

MLB.TV gives you a full season of a team of your choice for $109.99, which averages out to a little under $16 per month. The NBA Team pass costs $119.99 for one season of one team, which works out to a little less than $24 per month.

5. Find out how much your internet price will go up

If you get cable from your internet provider, there's a chance they're going to penalize you for cancelling cable by raising the price of your internet service. This is what's called "un-bundling" and it's a lovely mafioso-style tactic to keep you locked in.

To know how much this could hurt your budget, contact your cable company. They will try and argue you to not cut the cord, but you know better. The prices will go up again.

6. Check out bundles

If Sling TV doesn't have all the channels you need, and Hulu with Live TV does, it's time to think about bundling up. Anyone who already subscribed to Hulu could save $5.99 per month by picking Hulu + Live TV, which bundles in Hulu's content (as its name suggests). Cable + internet bundles may seem like a scam, but there is money to be saved here.

Cord cutting in 7 steps

(Image credit: Hulu)

Households that love Disney Plus and UFC should consider the Disney Plus, ESPN Plus and Hulu with Live TV bundle, which is $71.99 — $12 less per month you'd spend on purchasing all those services separately.

There's no way to save on other streaming services, such as Netflix, Peacock and the rest. You can get HBO Max at a lower rate with AT&T TV, but it locks you into annual pricing, which is a no-no. We're not cutting cable just to get stuck with antiquated long-term billing.

7. Pick a streaming service — and save

Take the price of your cable TV package and fees (step 1) and subtract the amount your internet will go up by (step 5) to get the number you'll be comparing against your next new package total.

If your monthly bill minus the price hike for high-speed internet is greater than $65 + the monthly cost of following your favorite teams, then any of the best live TV streaming services will save you money. If it's less than that, you might want to stick to considering Sling TV.

If it weren't for my roommates, I'd be jumping into Sling TV's waiting arms, and save somewhere around $92 per month. If I pinched my nose and signed up for AT&T TV, we'd save around $30 per month (minus however much Spectrum would raise our internet bill).

Cord cutting in 7 steps

(Image credit: Sling TV)

But having tested AT&T TV (last year when it was called AT&T TV Now), I know that I'd actually stick with the devil I know than save a quarter of what we spend today. Plus, since I'm the one pushing my roommates to cut the cord, and they're mostly satisfied with cable TV, I'm not going to force AT&T TV's experience on them when I know it's not great.

Yes, thanks to the Yankees, this guide for how to cut the cord has an unhappy ending: I'm stuck with cable. But I don't think most people have the weird and esoteric channel requirements that our household does. And once I get a place of my own, or if my roommates leave, I've done the work to know that Sling TV Blue is the service for me.

Henry T. Casey
Henry T. Casey
Managing Editor (Entertainment, Streaming)

Henry is a managing editor at Tom’s Guide covering streaming media, laptops and all things Apple, reviewing devices and services for the past seven years. Prior to joining Tom's Guide, he reviewed software and hardware for TechRadar Pro, and interviewed artists for Patek Philippe International Magazine. He's also covered the wild world of professional wrestling for Cageside Seats, interviewing athletes and other industry veterans.

7 Comments Comment from the forums
  • SleepyD
    Pick a list of channels you need. I don’t think there are any channels that you need. There are channels that you want. I think that’s why a lot of people just continue to pay too much for TV and not cut the cord because they think they need certain channels. It’s just TV.
    Reply
  • vintagegeek
    Why doesn't this article mention Locast? I understand that they're controversial and may not last forever if the big broadcaster gets their way, but for now, in many markets is a great way to get your local channels. This was my one true problem with cutting the cord, and I didn't want to buy an expesive package from Hulu or Sling.
    Reply
  • toms friend
    I love my YouTube tv. sure it cost as much as cable, BUT here in Chicago anyway, I'm not paying the 40 to 50 dollar a month fees and government taxes that come with a Comcast cable bill
    Reply
  • myth11220
    admin said:
    Trying to start cord cutting and leave cable TV in the rear view mirror? Here's what to you need to do.

    Cord cutting in 7 easy steps: Leave cable TV behind : Read more
    Have you looked into Spectrum streaming? Its not on their website, but it is offered to people who subscribe to their internet only service or you can just ask their online chat support. I get many cable channels for around 15 dollars, plus several premium channels including HBO, Showtime, Epix, and Starz for an extra 15 dollars and I added local channels for 10 dollars. It also comes in three tiers. Spectrum TV stream which is what I use, Spectrum TV Essentials, and Spectrum TV choice (you choose 10 different channels, and includes 5 local channels and music channels). With Spectrum internet at a grandfathered price of 45, I am around $99 per month with taxes and fees. The only thing is that their support for devices is limited to Apple TV, Android and iPhone devices, Roku when it comes back to their service, and some tvs and computer. You can forget about Fire TV devices and Android TV devices.
    Reply
  • craig2web
    myth11220 said:
    Have you looked into Spectrum streaming? Its not on their website, but it is offered to people who subscribe to their internet only service or you can just ask their online chat support. I get many cable channels for around 15 dollars, plus several premium channels including HBO, Showtime, Epix, and Starz for an extra 15 dollars and I added local channels for 10 dollars. It also comes in three tiers. Spectrum TV stream which is what I use, Spectrum TV Essentials, and Spectrum TV choice (you choose 10 different channels, and includes 5 local channels and music channels). With Spectrum internet at a grandfathered price of 45, I am around $99 per month with taxes and fees. The only thing is that their support for devices is limited to Apple TV, Android and iPhone devices, Roku when it comes back to their service, and some tvs and computer. You can forget about Fire TV devices and Android TV devices.
    This is the reason I've avoided Spectrum streaming. You said it yourself - your internet is $45, but with the addition of streaming, it's more than doubled your price especially with the taxes and fees. I currently have Spectrum internet at $38 and certainly don't want to double that for the "privilege" of getting a handful of cable channels.
    Reply
  • craig2web
    I cut the cable TV cord over a decade ago. Following the recommendations in the article, my own first recommendation would be rather than making a list of channels that you want, simply make a list of the types of content that you want. Then simply search for that type of content, and be open to shows/networks/providers you may not be familiar with yet, but you may find just as (if not more) enjoyable. If you hold yourself hostage to a specific show or channel, you're likely to pay a high price for that 'privilege' that really isn't worth it in the end. My main free sources of video content are YouTube, IMDB TV, Peacock and Pluto TV. YouTube has just about any type of video you could want, and Pluto mimics the same TV genres you find on cable TV.

    Besides breaking out the antenna for local content, there are a number of free apps available on the various streaming devices that aggregate local news broadcasts such as NewsON, Haystack News, and LocalNow. Pluto, besides having a great lineup of news from outlets like Cheddar, Newsy, and CNN, with live streams of Bloomberg, CBSN, NBC News Now, Sky News and WeatherNation, also has local news from around a dozen CBSN local affiliates.

    With all of the above available for free, most would probably find more than enough great content to keep them happy indefinitely. Personally, I don't think any of the 'live' TV services are worth the price, although T-Mobile's TVision $10 Vibe tier is pretty cheap for about 30 live entertainment channels. I personally splurged for the Premium version of Peacock while it was on special ($30/year, which works out to $2.50/month) and also subscribed to the VOD version of Hulu while it was on sale for $2/month during the holidays. So keep your eyes peeled for specials when they make themselves available.
    Reply
  • USAFRet
    One serious impediment to the cord cutting is the SAF.
    Spouse Acceptance Factor.

    We tried it years ago.
    Yes, there is a lot of free content on utube and other websites.
    But it is NOT as easy as click on the remote to ABC/CNN/DIY/whatever. Free digital local over the air.

    If it were just me, I would have cut that cord a decade ago.
    Reply